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particularly wished to be guided by the light of his practical knowledge. (Here he took Mr Merdle's arm and walked him gently away.) A banker, whom we would call A. B., advanced a considerable sum of money, which we would call fifteen thousand pounds, to a client or customer of his, whom he would call P. q. (Here, as they were getting towards Lord Decimus, he held Mr Merdle tight.) As a security for the repayment of this advance to P. Q. whom we would call a widow lady, there were placed in A. B.'s hands the title-deeds of a freehold estate, which we would call Blinkiter Doddles. Now, the point was this. A limited right of felling and lopping in the woods of Blinkiter Doddles, lay in the son of P. Q. then past his majority, and whom we would call X. Y.--but really this was too bad! In the presence of Lord Decimus, to detain the host with chopping our dry chaff of law, was really too bad! Another time! Bar was truly repentant, and would not say another syllable. Would Bishop favour him with half-a-dozen words? (He had now set Mr Merdle down on a couch, side by side with Lord Decimus, and to it they must go, now or never.)

And now the rest of the company, highly excited and interested, always excepting Bishop, who had not the slightest idea that anything was going on, formed in one group round the fire in the next drawing-room, and pretended to be chatting easily on the infinite variety of small topics, while everybody's thoughts and eyes were secretly straying towards the secluded pair. The Chorus were excessively nervous, perhaps as labouring under the dreadful apprehension that some good thing was going to be diverted from them! Bishop alone talked steadily and evenly. He conversed with the great Physician on that relaxation of the throat with which young curates were too frequently afflicted, and on the means of lessening the great prevalence of that disorder in the church. Physician, as a general rule, was of opinion that the best way to avoid it was to know how to read, before you made a profession of reading. Bishop said dubiously, did he really think so? And Physician said, decidedly, yes he did.

Ferdinand, meanwhile, was the only one of the party who skirmished on the outside of the circle; he kept about mid-way between it and the two, as if some sort of surgical operation were being performed by Lord Decimus on Mr Merdle, or by Mr Merdle on Lord Decimus, and his services might at any moment be required as Dresser. In fact, within a quarter of an hour Lord Decimus called to him 'Ferdinand!' and he went, and took his place in the conference for some five minutes more. Then a half-suppressed gasp broke out among the Chorus; for Lord Decimus rose to take his leave. Again coached up by Ferdinand to the point of making himself popular, he shook hands in the most brilliant manner with the whole company, and even said to Bar, 'I hope you were not bored by my pears?' To which Bar retorted, 'Eton, my lord, or Parliamentary?' neatly showing that he had mastered the joke, and delicately insinuating that he could never forget it while his life remained.

All the grave importance that was buttoned up in Mr Tite Barnacle, took itself away next; and Ferdinand took himself away next, to the opera. Some of the rest lingered a little, marrying golden liqueur glasses to Buhl tables with sticky rings; on the desperate chance of Mr Merdle's saying something. But Merdle, as usual, oozed sluggishly and muddily about his drawing-room, saying never a word.

In a day or two it was announced to all the town, that Edmund Sparkler, Esquire, son-in-law of the eminent Mr Merdle of worldwide renown, was made one of the Lords of the Circumlocution Office; and proclamation was issued, to all true believers, that this admirable appointment was to be hailed as a graceful and gracious mark of homage, rendered by the graceful and gracious Decimus, to that commercial interest which must ever in a great commercial country--and all the rest of it, with blast of trumpet. So, bolstered by this mark of Government homage, the wonderful Bank and all the other wonderful undertakings went on and went up; and gapers came to Harley Street, Cavendish Square, only to look at the house where the golden wonder lived.

And when they saw the Chief Butler looking out at the hall-door in his moments of condescension, the gapers said how rich he looked, and wondered how much money he had in the wonderful Bank. But, if they had known that respectable Nemesis better, they would not have wondered about it, and might have stated the amount with the utmost precision.


CHAPTER 13. The Progress of an Epidemic

That it is at least as difficult to stay a moral infection as a physical one; that such a disease will spread with the malignity and rapidity of the Plague; that the contagion, when it has once made head, will spare no pursuit or condition, but will lay hold on people in the soundest health, and become developed in the most unlikely constitutions: is a fact as firmly established by experience as that we human creatures breathe an atmosphere. A blessing beyond appreciation would be conferred upon mankind, if the tainted, in whose weakness or wickedness these virulent disorders are bred, could be instantly seized and placed in close confinement (not to say summarily smothered) before the poison is communicable.

As a vast fire will fill the air to a great distance with its roar, so the sacred flame which the mighty Barnacles had fanned caused the air to resound more and more with the name of Merdle. It was deposited on every lip, and carried into every ear. There never was, there never had been, there never again should be, such a man as Mr Merdle. Nobody, as aforesaid, knew what he had done; but everybody knew him to be the greatest that had appeared.

Down in Bleeding Heart Yard, where there was not one unappropriated halfpenny, as lively an interest was taken in this paragon of men as on the Stock Exchange. Mrs Plornish, now established in the small grocery and general trade in a snug little shop at the crack end of the Yard, at the top of the steps, with her little old father and Maggy acting as assistants, habitually held forth about him over the counter in conversation with her customers. Mr Plornish, who had a small share in a small builder's business in the neighbourhood, said, trowel in hand, on the tops of scaffolds and on the tiles of houses, that people did tell him as Mr Merdle was the one, mind you, to put us all to rights in respects of that which all on us looked to, and to bring us all safe home as much as we needed, mind you, fur toe be brought. Mr Baptist, sole lodger of Mr and Mrs Plornish was reputed in whispers to lay by the savings which were the result of his simple and moderate life, for investment in one of Mr Merdle's certain enterprises. The female Bleeding Hearts, when they came for ounces of tea, and hundredweights of talk, gave Mrs Plornish to understand, That how, ma'am, they had heard from their cousin Mary Anne, which worked in the line, that his lady's dresses would fill three waggons. That how she was as handsome a lady, ma'am, as lived, no matter wheres, and a busk like marble itself. That how, according to what they was told, ma'am, it was her son by a former husband as was took into the Government; and a General he had been, and armies he had marched again and victory crowned, if all you heard was to be believed. That how it was reported that Mr Merdle's words had been, that if they could have made it worth his while to take the whole Government he would have took it without a profit, but that take it he could not and stand a loss. That how it was not to be expected, ma'am, that he should lose by it, his ways being, as you might say and utter no falsehood, paved with gold; but that how it was much to be regretted that something handsome hadn't been got up to make it worth his while; for it was such and only such that knowed the heighth to which the bread and butchers' meat had rose, and it was such and only such that both could and would bring that heighth down.

So rife and potent was the fever in Bleeding Heart Yard, that Mr Pancks's rent-days caused no interval in the patients. The disease took the singular form, on those occasions, of causing the infected to find an unfathomable excuse and consolation in allusions to the magic name.

'Now, then!' Mr Pancks would say, to a defaulting lodger. 'Pay up!

Come on!'

'I haven't got it, Mr Pancks,' Defaulter would reply. 'I tell you the truth, sir, when I say I haven't got so much as a single sixpence of it to bless myself with.'

'This won't do, you know,' Mr Pancks would retort. 'You don't expect it will do; do you?' Defaulter would admit, with a low-spirited 'No, sir,' having no such expectation.

'My proprietor isn't going to stand this, you know,' Mr Pancks would proceed. 'He don't send me here for this. Pay up! Come!'

The Defaulter would make answer, 'Ah, Mr Pancks. If I was the rich gentleman whose name is in everybody's mouth--if my name was Merdle, sir--I'd soon pay up, and be glad to do it.'

Dialogues on the rent-question usually took place at the house-doors or in the entries, and in the presence of several deeply interested Bleeding Hearts. They always received a reference of this kind with a low murmur of response, as if it were convincing; and the Defaulter, however black and discomfited before, always cheered up a little in making it.

'If I was Mr Merdle, sir, you wouldn't have cause to complain of me then. No, believe me!' the Defaulter would proceed with a shake of the head. 'I'd pay up so quick then, Mr Pancks, that you shouldn't have to ask me.'

The response would be heard again here, implying that it was impossible to say anything fairer, and that this was the next thing to paying the money down.

Mr Pancks would be now reduced to saying as he booked the case, 'Well! You'll have the broker in, and be turned out; that's what'll happen to you. It's no use talking to me about Mr Merdle. You are not Mr Merdle, any more than I am.'

'No, sir,' the Defaulter would reply. 'I only wish you were him, sir.'

The response would take this up quickly; replying with great feeling, 'Only wish you were him, sir.'

'You'd be easier with us if you were Mr Merdle, sir,' the Defaulter would go on with rising spirits, 'and it would be better for all parties. Better for our sakes, and better for yours, too. You wouldn't have to worry no one, then, sir. You wouldn't have to worry us, and you wouldn't have to worry yourself. You'd be easier in your own mind, sir, and you'd leave others easier, too, you would, if you were Mr Merdle.'

Mr Pancks, in whom these impersonal compliments produced an irresistible sheepishness, never rallied after such a charge. He could only bite his nails and puff away to the next Defaulter. The responsive Bleeding Hearts would then gather round the Defaulter whom he had just abandoned, and the most extravagant
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