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the same time secure an agreeable companion, for the veteran was a sociable soul in his unofficial hours and had all the Hibernian dislike to solitude. The arrangement commended itself to the German, for he had a profound admiration for the other's versatile talents and varied experiences; so he grunted an acquiescence and the thing was done. When the major's luck was good there were brave times in the little fourth floor back. On the other hand, if any slice of good fortune came in the German's way, the major had a fair share of the prosperity. During the hard times which intervened between these gleams of opulence, the pair roughed it uncomplainingly as best they might. The major would sometimes create a fictitious splendour by dilating upon the beauties of Castle Dunross, in county Mayo, which is the headquarters of all the Clutterbucks. "We'll go and live there some day, me boy," he would say, slapping his comrade on the back. "It will be mine from the dungeons forty foot below the ground, right up, bedad, to the flagstaff from which the imblem of loyalty flaunts the breeze." At these speeches the simple-minded German used to rub his great red hands together with satisfaction, and feel as pleased as though he had actually been presented with the fee simple of the castle in question.

"Have you had your letter?" the major asked with interest, rolling a cigarette between his fingers. The German was expecting his quarterly remittance from his friends at home, and they were both anxiously awaiting it.

Von Baumser shook his head.

"Bad luck to them! they should have sent a wake ago. You should do what Jimmy Towler did. You didn't know Towler, of the Sappers? When he and I were souldiering in Canada he was vexed at the allowance which he had from ould Sir Oliver, his uncle, not turning up at the right time. 'Ged, Toby,' he says to me, 'I'll warm the old rascal up.' So he sits down and writes a letter to his uncle, in which he told him his unbusiness-like ways would be the ruin of them, and more to the same effect. When Sir Oliver got the letter he was in such a divil's own rage, that while he was dictating a codicil to his will he tumbled off the chair in a fit, and Jimmy came in for a clean siven thousand a year."

"Dat was more dan he deserved," the German remarked. "But you--how do you stand for money?"

Major Clutterbuck took ten sovereigns out of his trouser pocket and placed them upon the table. "You know me law," he said; "I never, on any consideration, break into these. You can't sit down to play cards for high stakes with less in your purse, and if I was to change one, be George! they'd all go like a whiff o' smoke. The Lord knows when I'd get a start again then. Bar this money I've hardly a pinny."

"Nor me," said Von Baumser despondently, slapping his pockets.

"Niver mind, me boy! What's in the common purse, I wonder?"

He looked up at a little leather bag which hung from a brass nail on the wall. In flush times they were wont to deposit small sums in this, on which they might fall back in their hours of need.

"Not much, I fear," the other said, shaking his head.

"Well, now, we want something to pull us together on a dull day like this. Suppose we send out for a bottle of sparkling, eh?"

"Not enough money," the other objected.

"Well, well, let's have something cheaper. Beaune, now; Beaune's a good comforting sort of drink. What d'ye say to splitting a bottle of Beaune, and paying for it from the common purse?"

"Not enough money," the other persisted doggedly.

"Well, claret be it," sighed the major. "Maybe it's better in this sort of weather. Let us send Susan out for a bottle of claret?"

The German took down the little leather bag and turned it upside down. A threepenny-piece and a penny rolled out. "Dat's all," he said. "Not enough for claret."

"But there is for beer," cried the major radiantly. "Bedad, it's just the time for a quart of fourpinny. I remimber ould Gilder, when he was our chief in India, used to say that a man who got beyond enjoying beer and a clay pipe at a pinch was either an ass or a coxcomb. He smoked a clay at the mess table himself. Draper, who commanded the division, told him it was unsoldier-like. 'Unsoldier-like be demned,' he said. Ged, they nearly court-martialled the ould man for it. He got the V.C. at the Quarries, and was killed at the Redan."

A slatternly, slipshod girl answered the bell, and having received her orders and the united available funds of the two comrades, speedily returned with a brace of frothing pint pots. The major ruminated silently over his cigarette for some time, on some unpleasant subject, apparently, for his face was stem and his brows knitted. At last he broke out with an oath.

"Be George! Baumser, I can't stand that young fellow Girdlestone. I'll have to chuck him up. He's such a cold-blooded, flinty-hearted, calculating sort of a chap, that--" The remainder of the major's sentence was lost in the beer flagon.

"What for did you make him your friend, then?"

"Well," the old soldier confessed, "it seemed to me that if he wanted to fool his money away at cards or any other divilment, Tobias Clutterbuck might as well have the handling of it as any one else. Bedad, he's as cunning as a basketful of monkeys. He plays a safe game for low stakes, and never throws away a chance. Demned if I don't think I've been a loser in pocket by knowing him, while as to me character, I'm very sure I'm the worse there."

"Vat's de matter mit him?"

"What's not the matter with him. If he's agrayable he's not natural, and if he's natural he's not agrayable. I don't pretind to be a saint. I've seen some fun in me day, and hope to see some more before I die; but there are some things that I wouldn't do. If I live be cards it's all fair and aboveboard. I never play anything but games o' skill, and I reckon on me skill bringing me out on the right side, taking one night with another through the year. Again, at billiards I may not always play me best, but that's gineralship. You don't want a whole room to know to a point what your game is. I'm the last man to preach, but, bedad, I don't like that chap, and I don't like that handsome, brazen face of his. I've spint the greater part of my life reading folks' faces, and never very far out either."

Von Baumser made no remark, and the two continued to smoke silently, with an occasional pull at their flagons.

"Besides, it's no good to me socially," the major continued. "The fellow can't keep quiet, else he might pass in a crowd; but that demned commercial instinct will show itself. If he went to heaven he'd start an agency for harps and crowns. Did I tell you what the Honourable Jack Gibbs said to me at the club? Ged, he let me have it straight! 'Buck,' he said, 'I don't mind you. You're one o' the right sort when all's said and done, but if you ever inthroduce such a chap as that to me again, I'll cut you as well as him for the future.' I'd inthroduced them to put the young spalpeen in a good humour, for, being short, as ye know, I thought it might be necessary to negotiate a loan from him."

"Vat did you say his name vas?" Von Baumser asked suddenly.

"Girdlestone."

"Is his father a Kauffmann?"

"What the divil is a Kauffmann?" the major asked impatiently. "Is it a merchant you mean?"

"Ah, a merchant. One who trades with the Afrikaner?"

"The same."

Von Baumser took a bulky pocket-book from his inside pocket, and scanned a long list of names therein. "Ah, it is the same," he cried at last triumphantly, shutting up the book and replacing it. "Girdlestone & Co., African kauf--dat is, merchants--Fenchurch Street, City."

"Those are they."

"And you say dey are rich?"

"Yes."

"Very rich?"

"Yes."

The major began to think that his companion had been imbibing in his absence, for there was an unfathomable smile upon his face, and his red beard and towsy hair seemed to bristle from some internal excitement.

"Very rich! Ho, ho! Very rich!" he laughed. "I know dem; not as friends, Gott bewahre! but I know dem and their affairs."

"What are you driving at? Let's have it. Out with it, man."

"I tell you," said the German, suddenly becoming supernaturally solemn and sawing his hand up and down in the air to emphasize his remarks, "in tree or four months, or a year at the most, there vill be no firm of Girdlestone. They are rotten, useless--whoo! He blew an imaginary feather up into the air to demonstrate the extreme fragility of the house in question.

"You're raving, Baumser," said Major Clutterbuck excitedly. "Why, man, their names are above suspicion. They are looked upon as the soundest concern in the City."

"Dat may be; dat may be," the German answered stolidly. "Vat I know, I know, and vat I say I say."

"And how d'ye know it? D'ye tell me that you know lore about it than the men on 'Change and the firms that do business with them?"

"I know vat I know, and I say vat I say," the other repeated. "Dat tobacco-man Burger is a rogue. Dere is five-and-thirty in the hundred of water in this canaster tobacco, and one must be for ever relighting."

"And you won't tell me where you heard this of the Girdlestones?"

"It vould be no good to you. It Is enough dat vat I say is certain. Let it suffice that dere are people vat are bound to tell other people all dat dey know about anything whatever."

"You don't make it over clear now," the old soldier grumbled. "You mane that these secret societies and Socialists let each other know all that comes in their way and have their own means of getting information."

"Dat may be, and dat may not be," the German answered, in the same oracular voice. "I thought, in any case, my good friend Clutterbuck, dat I vould give you vat you call in English the straight tap. It is always vell to have the straight tap."

"Thank ye, me boy," the major said heartily. "If the firm's in a bad way, either the youngster doesn't know of it, or else he's the most natural actor that ever lived. Be George! there's the tay-bell; let's get down before the bread and butther is all finished."

Mrs. Robbins was in the habit of furnishing her lodgers with an evening meal at a small sum per head. There was only a certain amount of bread and butter supplied for this, however, and
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