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will, go where I will, I still have you before my eyes and hear your sweet voice in my ears. I don't believe any girl was ever loved more dearly than I love you, but I find it so hard to put into words the thoughts that I have in my mind. For Heaven's sake, give me some little gleam of hope to carry away with me. You don't dislike me, Kate, do you?"

"You know that I don't, Cousin Tom," said the young lady, with downcast eyes. He had cornered her so skilfully against the great lamp that she could move neither to the right nor to the left.

"Do you like me, then, Kate?" he asked eagerly, with a loving light in his earnest grey eyes.

"Of course I do."

"Do you think you could love me?" continued this persistent young man. "I don't mean all at once, and in a moment, because I know very well that I am not worthy of it. But in time don't you think you could come to love me?"

"Perhaps," murmured Kate, with averted face. It was such a very little murmur that it was wonderful that it should be audible at all; yet it pealed in the young man's ears above the rattle and the clatter of the busy street. His head was very near to hers at the time.

"Now's your time, sir," roared the semaphoric policeman.

Had Tom been in a less exposed position it is possible that he might have acted upon that well-timed remark from the cunning constable. The centre of a London crossing is not, however, a very advantageous spot for the performance of love passages. As they walked on, threading their way among the vehicles, Tom took his companion's hand in his, and they exchanged one firm grip, which each felt to be of the nature of a pledge. How sunny and bright the dull brick-lined streets appeared to those two young people that afternoon. They were both looking into a future which seemed to be one long vista of happiness and love. Of all the gifts of Providence, surely our want of knowledge of the things which are to come upon us is the most merciful, and the one we could least dispense with!

So happy and so light-hearted were these two lovers that it was not until they found themselves in Warwick Street once more that they came down from the clouds, and realized that there were some commonplace details which must be dealt with in one way or another.

"Of course, I may tell my own people, dearest, about our engagement?" Tom said.

"I wonder what your mother will say?" answered Kate, laughing merrily. "She will be awfully astonished."

"How about Girdlestone?" asked Tom.

The thought of the guardian had never occurred to either of them before. They stared at each other, and Kate's face assumed such an expression of dismay that her companion burst out laughing.

"Don't be frightened, darling," he said. "If you like, I'll go in and 'beard the lion in his den.' There is no time like the present."

"No, no, dear Tom," she cried eagerly. "You must not do that." It was impossible for her to tell him how especially Girdlestone had cautioned her against him, but she felt that it would never do to allow the two to meet. "We must conceal our engagement from Mr. Girdlestone."

"Conceal our engagement!"

"Yes, Tom. He has warned me so often against anything of the sort, that really I don't know what he would do if he knew about it. He would certainly make it very uncomfortable for me to live with him. Remember I am nearly twenty now, so in a little more than a year I shall be entirely free. That is not very long."

"I don't know about that," Tom said doubtfully. "However, if you will be more comfortable, of course that settles the question. It seems rather hard, though, that we should have to conceal it, simply in order to pacify this old bear."

"It's only for a time, Tom; and you may tell them at home by all means. Now, good-bye, dear; they will see you from the windows if you come nearer."

"Good-bye, my darling."

They shook hands and parted, he hurrying away with the glad tidings to Phillimore Gardens, she tripping back to her captivity with the lightest heart that she had felt for a weary time. Passers-by glanced back at the bright little face under the bright little bonnet, and Ezra Girdlestone, looking down at her from the drawing-room window, bethought him that if the diamond speculation should fail it would be no hardship to turn to his father's word.


CHAPTER XIV.

A SLIGHT MISUNDERSTANDING.

The revelation of the real state of the firm's finances was a terrible blow to Ezra Girdlestone. To a man of his overbearing, tempestuous disposition failure and poverty were bitter things to face. He had been wont to tread down before him all such little difficulties and obstacles as came across him in his former life. Now he encountered a great barrier which could not be passed so easily, and he raged and chafed before it. It made him still more wroth to think that the fault was none of his. All his life he had reckoned, as a matter of course, that when his father passed away he would be left almost a millionaire. A single half-hour's conversation had shattered this delusion and left him face to face with ruin. He lost his sleep and became restless and hollow-eyed. Once or twice he was seen the worse for drink in the daytime.

He was a man of strong character, however, and though somewhat demoralized by the sudden shock, he threw away no point in the game which he and his father were playing. He saw clearly that only a bold stroke could save them. He therefore threw himself heart and soul into the diamond scheme, and worked out the details in a masterly manner. The more he looked into it the more convinced he became, not only of its feasibility, but of its absolute safety. It seemed as though it were hardly possible that it should fail.

Among other things he proceeded to qualify himself as a dealer in diamonds. It happened that he was acquainted with one of the partners of the firm of Fugger & Stoltz, who did the largest import trade in precious stones. Through his kindness he received practical instructions in the variety and value of diamonds, and learned to detect all those little flaws and peculiarities which are only visible to the eye of an expert, and yet are of the highest importance in determinating the price of a stone. With such opportunities Ezra made rapid progress, and within a few weeks there were not many dealers in the trade who had a better grasp of the subject.

Both the Girdlestones recognized that the success of their plan depended very largely upon their choice of an agent, and both were of the opinion that in Major Tobias Clutterbuck they had just the man that they were in want of. The younger merchant had long felt vaguely that the major's social position, combined with his impecuniosity and the looseness of his morality, as inferred from his mode of life, might some day make him a valuable agent under delicate circumstances. As to the old soldier's own inclinations, Ezra flattered himself that he knew the man's nature to a nicety. It was simply a question of the price to be paid. No doubt the figure would be substantial, but he recognized with a trader's instinct that the article was a superior one, and he was content to allow for the quality in estimating the value.

Early one April afternoon the major was strutting down St. James's Street, frock-coated and kid-gloved, with protuberant chest and glittering shoes which peeped out from beneath the daintiest of gaiters. Young Girdlestone, who had been on the look-out from a club window, ran across and intercepted him.

"How are you, my dear major?" he cried, advancing upon him with outstretched hand and as much show of geniality as his nature permitted.

"How d'ye do? How d'ye do?" said the other somewhat pompously. He had made up his mind that nothing was to be done with the young man, and yet he was reluctant to break entirely with one whose purse was well lined and who had sporting proclivities.

"I've been wishing to speak with you for some days, major," said Ezra. "When could I see you?"

"You'll niver see me any plainer than you do at this very moment," the old soldier answered, taking a sidelong glance of suspicion at his companion.

"Ah, but I wish to speak to you quietly on a matter of business," the young merchant persisted. "It's a delicate matter which may need some talking over, and, above all, it is a private matter."

"Ged!" said the major, with a wheezy laugh, "you'd have thought I wanted to borrow money if I had said as much. Look here now, we'll go into White's private billiard-room, and I'll let you have two hunthred out of five for a tinner--though it's as good as handing you the money to offer you such odds. You can talk this over while we play."

"No, no, major," urged the junior partner. "I tell you it is a matter of the greatest importance to both of us. Can you meet me at Nelson's Cafe at four o'clock? I know the manager, and he'll let us have a private room."

"I'd ask you round to me own little place," the major said, "but it's rather too far. Nelson's at four. Right you are! 'Punctuality is next to godliness,' as ould Willoughby of the Buffs used to say. You didn't know Willoughby, eh? Gad, he was second to a man at Gib in '47. He brought his man on the ground, but the opponents didn't turn up. Two minutes after time Willoughby wanted his man to leave. 'Teach 'em punctuality,' he said. 'Can't be done,' said his man. '_Must_ be done,' said Willoughby. 'Out of the question,' said the man, and wouldn't budge. Willoughby persisted; there were high words and a quarrel. The docther put 'em up at fifteen paces, and the man shot Willoughby through the calf of the leg. He was a martyr to punctuality. Four o'clock-bye, bye!" The major nodded pleasantly and swaggered away, flourishing his little cane jauntily in the air.

In spite of his admiration of punctuality, as exemplified in the person of Willoughby of the Buffs, the major took good care to arrive at the trysting-place somewhat behind the appointed time. It was clear to him that some service or other was expected of him, and it was obviously his game therefore to hang back and not appear to be too eager to enter into young Girdlestone's views. When he presented himself at the entrance of Nelson's Cafe the young merchant had been fuming and chafing in the sitting-room for five and twenty minutes.

It was a dingy apartment, with a single large horse-hair chair and half a dozen small wooden dittoes, placed with mathematical precision along the walls. A square table in the centre and a shabby mirror over the mantelpiece completed
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