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her neighbours. Indeed, under any circumstances she would have been a reserved woman, who would, in homely parlance, have kept herself to herself.

This was the woman who, with an absence of any sense of proportion, and an equal lack of humour, sometimes to be found in women of her class and character, together with an excess of mingled fiery zeal and feverish apprehension, hidden under a quiet exterior, took her measures on the very day after the bank's failure. These measures made a thorough exposure of the conclusion which she had arrived at, and subjected herself and the whole family to immediate privations, for which they were unprepared. They were injurious as well as useless and uncalled for, and had a ludicrous side. Acting for Mr. Carey, she dismissed the coachman and the gardener, paying them their month's wages which were unearned. She let the valuable horses take their chance of casual grooming and feeding, till they were sold off.[87] She left the garden at the most critical time of the year, as the old gardener said with tears in his eyes, when the young vegetables were only coming into use, and the whole fruit would be lost unless it were properly seen to. The wood pigeons would have all the later seeds springing in the beds, and the place on which he had bestowed so much time and labour would lie waste, instead of providing a considerable part of the food of the household in summer and autumn. "But there was never no sense in them ladies like missus, no more in their sparing than in their spending." At one fell swoop she dismissed her own maid, the cook, and the parlour-maid, retaining only a young table-maid to "do" for the family.

Mrs. Carey had hitherto been an indulgent mother, but all at once she told the scandalized university dandy and failure, Cyril, that he must brush his own boots and help his schoolboy brothers to clean the knives, if he were not satisfied with what a maid-of-all-work could accomplish in these departments.

As for Ella and Phyllis, looking on aghast at the wholesale destruction of what they had been accustomed to consider the ordinary comfortsβ€”not to say the luxuries and refinements of their homeβ€”the girls were informed that they were not to go back to Miss Burridge's, where their quarters were[88] paid in advance. The younger brothers might continue at the Grammar School, because the fees were low; they would be kept out of harm, and they could do nothing else to speak of. But Ella and Phyllis had better lose no time in learning to make beds, sweep floors, and lay tables. "For myself, I have your father to see to," said Mrs. Carey in her somewhat deep and strong voice, the measured steadiness of which had acquired a ringing vibration. "I do not mean to conceal from you that Dr. Millar is apprehensive on your father's account, and I intend to devote myself to him. We must pull him through and save him at any cost, though his health and nerves may be shattered from this date, and he may never be able to retrieve his losses and those of other people, which, of course, press most heavily upon him. We can try at least for the credit as well as the life which is so dear to us, and never have it said for his sake, still more than for ours, that he was blind and imposed upon, and then let himself slip out of the misery which he had helped to bring about, while others who were not accountable were condemned to pay the penalty."

Mrs. Carey would fain not have touched a farthing of the income allowed the family till the bank's affairs were wound upβ€”that winding-up which Dr. Millar said might last throughout his life.[89] She would willingly have resigned the bulk of her small fortune in favour of the bank's creditors, but marriage settlements and trustees are stubborn facts to deal with. All she could do was to stint and punish herself and her family in the manner described, and inasmuch as the stinting and punishment were done in good faith, doubtless they would serve their purpose and have their reward.

The Rector was a widower. Hitherto he had kept an efficient housekeeper and chaperon for his daughters, the elder of whom must now take the housekeeper's place. He, too, put down what had served him for a carriage. It was remarkable how uniformly the first idea of retrenchment took this form in Redcross, but it was natural under the circumstances. It was difficult to say at once what was to be cut down from a not very extensive list of supernumeraries, unless one was prepared to make a clean sweep like Mrs. Carey. The Rector had been simple enough in his tastes and habits. He was a member of the Church of England Temperance Society, and so had no valuable cellar of wine to dispose of. He did not possess more silver plate than was wanted for the Rectory table. His library contained no rare and costly books. The very carriage in question was no more than one of those pony-phaetons with regard to which Bishop Pattison appealed, in one[90] of his letters from Melanesia to his brethren in peaceful, pleasant country rectories and vicarages at home, asking the astonished clergymen, with their clergywomen in the background, if they really considered the clerical equipage, with its modest expense, equivalent to a divine institution? The Rector proved his freedom from the superstition by doing away with the phaeton and its pair, and falling back, as he was a spare man, on an old pony which the children had ridden by turns. Though he was not a book fancier, he had entertained a fondness for art, and since he could not indulge in much picture buying, had dabbled in old prints, of which he had rather a fine collection. This all at once vanished along with the phaeton.

Bell Hewett, the second daughter, who was several years younger than her sister Lucy, but had left Miss Burridge's some time before, and was as far removed from a school-girl as Annie Millar herself, unexpectedly appeared again on the familiar benches. She was not there as a junior governess, she was not sufficiently clever or educated, since Miss Burridge sought to work up to the new standards. Poor Bell was in her old place, in her old classes, as a pupil once more, only she sat looking deeply affronted, and nervously trying to make up for lost time, among a set of young girls like May Millar.

[91]There was not much difference made in Colonel Russell's establishment. But this was caused by one of two things. There was the probability of the establishment's soon being broken up, if its master succeeded in getting a post which should enable him to return to India. On the other hand, the second Mrs. Russell was too foolish and self-willed to comprehend without a prolonged struggle how she and her babies could get along unless they were fortified by every imaginable aid in the shape of an expensive table, fine clothes, a couple of under nurses, and a boy in buttons. Fanny Russell, the Colonel's grown-up daughter by his first wife, looked sad enough over the prospect of her father's departure at his age, with his shattered constitution, and over what was to become of herself, left behind with the frivolous, unreasonable young stepmother with whom Fanny had never been able to agree.

The Millars were still in the old quaintly spacious house with its great bowery garden, for the plausible reason that Dr. Millar could not, on the spur of the moment, find a purchaser or an available tenant. He took some credit to himself for having more breadth of view and controlling common sense than poor Mrs. Carey, otherwise he might have rushed off and crammed his family into a small inconvenient house, for which, at the same time, he[92] would have had to pay rent, that was not called for, unless in the form of rates and taxes, where his old house was concerned. There might be something to say on the other side of the question, but as yet that had not occurred to Dr. and Mrs. Millar. However, the Doctor's brougham, like the Rector's phaeton, was a thing of the past. He trudged manfully on foot to his patients. There are few evils which do not offer some compensations. It really seemed as if the Doctor's deprivation, which weighed heavily on his wife's mind, served to divert it from other trials, by the degree to which it was occupied in looking after her husband's changes of coats and boots, in order to ward off evil consequences to his health.

The four girls were so engrossed with what had happened and was going to happen to them from the failure of Mr. Carey's bank, that they had largely lost sight of the first wooer in the family. This was strong evidence of the extent to which their minds were filled by the rapid descent of what they called poverty on themselves and their neighbours. Rose and May ceased to have qualms of conscience when they caught sight of Tom Robinson fishing in the Dewes, not knowing what desperate promptings of despair might not suddenly lay hold of a rejected and forlorn lover. They left off glancing covertly at him in his pew[93] at church, for the purpose of detecting the earliest symptoms of a broken heart and a galloping consumption. Instead they speculated on whether Bell Hewett would have had a new hat if it had not been for the bank's failure; and whether her brother's absence from home was owing to his having gone to London for the first look at the columns of the advertising newspapers, and that he might be on the spot to apply in person at the addresses given, and to haunt the agency offices, as young men are represented doing in novels.

Inevitably Tom Robinson's recent intercourse with the family had been confined to a formal call or two, awkward and unpleasant to all concerned. Only Dr. Millar brought him into the conversation occasionally, dealing with his name in the spirit of a faithful partisan. "That good fellow Robinson did not draw out a farthing of his deposit at the bank after disquieting rumours must have reached him. Carey tells me that Robinson, in place of seeking to be reassured, did his best to reassure him, Carey; told him never to mind him, he could lie out of the money; he was willing to let others who had more need be paid first. Ah! well, it is good to have it in your power to be both just and generous, and it is still better to have a heart to use the power. Robinson has acted handsomely throughout, in short, like the gentleman he is. I[94] wonder if his behaviour on this occasion will weigh with snobs against the iniquity of his having a shop. I thought Thackeray had done something to demolish similar rubbish when he described the young cads who gave the schoolboy Dobbin the nickname 'Figs.'"

The speaker was guilty of glaring rather fiercely at his daughters, assembled for afternoon tea. They became eminently innocent and meek-looking on the instant, but when the sisterhood were left to themselves Annie delivered her opinion with admirable fairness and candour.

"I am sure I am glad that Tom Robinson should behave himself like a gentleman, but that does not make his trade a profession fit for a gentleman, neither does it render the man, with his lack of ambition and his commonplaceness and dulness, an interesting specimen of humanity."

"Not a man that a woman would care to die for," said Rose, wrinkling her forehead and crumpling up her nose till her face was half its natural length. "Oh, I say, think of any woman being so infatuated as to be willing to die for an insignificant, foxy-headed, well-bred shopkeeper!"

"Don't be slangy, Rose," Annie rebuked her sister.

"Still I am very glad," said Dora's soft voice quite distinctly, and while she blushed furiously[95] she reared her little neck with an unconscious gesture. It said plainly, "Yes, I am glad that the man who sought me for his wife has shown himself liberal and merciful, so that I can always think of him and his wishes with respect and gratitude."

"And so am I glad," agreed May warmly. "It is so nice that 'Robinson's' has not made its master grasping and greedy."

"I don't know that rapacity is confined to trade," admitted Annie. "You ought to know, May, for you have a good deal of intercourse with royalty in your reading; but I have a notion that it has been

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