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the regiment in which Captain Armine now commanded a company. This period of time had passed away not unfruitful of events in the experience of that family, in whose fate and feelings I have attempted to interest the reader. In this interval Ferdinand Armine had paid one short visit to his native land; a visit which had certainly been accelerated, if not absolutely occasioned, by the untimely death of his cousin Augustus, the presumptive heir of Grandison. This unforeseen event produced a great revolution in the prospects of the family of Armine; for although the title and an entailed estate devolved to a distant branch, the absolute property of the old lord was of great amount; and, as he had no male heir now living, conjectures as to its probable disposition were now rife among all those who could possibly become interested in it. Whatever arrangement the old lord might decide upon, it seemed nearly certain that the Armine family must be greatly benefited. Some persons even went so far as to express their conviction that everything would be left to Mr. Armine, who everybody now discovered to have always been a particular favourite with his grandfather. At all events, Sir Ratcliffe, who ever maintained upon the subject a becoming silence, thought it as well that his son should remind his grandfather personally of his existence; and it was at his father's suggestion that Ferdinand had obtained a short leave of absence, at the first opportunity, to pay a hurried visit to Grandison and his grandfather.

The old lord yielded him a reception which might have flattered the most daring hopes. He embraced Ferdinand, and pressed him to his heart a thousand times; he gave him his blessing in the most formal manner every morning and evening; and assured everybody that he now was not only his favourite but his only grandson. He did not even hesitate to affect a growing dislike for his own seat, because it was not in his power to leave it to Ferdinand; and he endeavoured to console that fortunate youth for his indispensable deprivation by mysterious intimations that he would, perhaps, find quite enough to do with his money in completing Armine Castle, and maintaining its becoming splendour. The sanguine Ferdinand returned to Malta with the conviction that he was his grandfather's heir; and even Sir Ratcliffe was almost disposed to believe that his son's expectations were not without some show of probability, when he found that Lord Grandison had absolutely furnished him with the funds for the purchase of his company.

Ferdinand was fond of his profession. He had entered it under favourable circumstances. He had joined a crack regiment in a crack garrison. Malta is certainly a delightful station. Its city, Valetta, equals in its noble architecture, if it even do not excel, any capital in Europe; and although it must be confessed that the surrounding region is little better than a rock, the vicinity, nevertheless, of Barbary, of Italy, and of Sicily, presents exhaustless resources to the lovers of the highest order of natural beauty. If that fair Valetta, with its streets of palaces, its picturesque forts and magnificent church, only crowned some green and azure island of the Ionian Sea, Corfu for instance, I really think that the ideal of landscape would be realised.

To Ferdinand, who was inexperienced in the world, the dissipation of Malta, too, was delightful. It must be confessed that, under all circumstances, the first burst of emancipation from domestic routine hath in it something fascinating. However you may be indulged at home, it is impossible to break the chain of childish associations; it is impossible to escape from the feeling of dependence and the habit of submission. Charming hour when you first order your own servants, and ride your own horses, instead of your father's! It is delightful even to kick about your own furniture; and there is something manly and magnanimous in paying our own taxes. Young, lively, kind, accomplished, good-looking, and well-bred, Ferdinand Armine had in him all the elements of popularity; and the novelty of popularity quite intoxicated a youth who had passed his life in a rural seclusion, where he had been appreciated, but not huzzaed. Ferdinand was not only popular, but proud of being popular. He was popular with the Governor, he was popular with his Colonel, he was popular with his mess, he was popular throughout the garrison. Never was a person so popular as Ferdinand Armine. He was the best rider among them, and the deadliest shot; and he soon became an oracle at the billiard-table, and a hero in the racquet-court. His refined education, however, fortunately preserved him from the fate of many other lively youths: he did not degenerate into a mere hero of sports and brawls, the genius of male revels, the arbiter of roistering suppers, and the Comus of a club. His boyish feelings had their play; he soon exuded the wanton heat of which a public school would have served as a safety-valve. He returned to his books, his music, and his pencil. He became more quiet, but he was not less liked. If he lost some companions, he gained many friends; and, on the whole, the most boisterous wassailers were proud of the accomplishments of their comrade; and often an invitation to a mess dinner was accompanied by a hint that Armine dined there, and that there was a chance of hearing him sing. Ferdinand now became as popular with the Governor's lady as with the Governor himself, was idolised by his Colonel's wife, while not a party throughout the island was considered perfect without the presence of Mr. Armine.

Excited by his situation, Ferdinand was soon tempted to incur expenses which his income did not justify. The facility of credit afforded him not a moment to pause; everything he wanted was furnished him; and until the regiment quitted the garrison he was well aware that a settlement of accounts was never even desired. Amid this imprudence he was firm, however, in his resolution never to trespass on the resources of his father. It was with difficulty that he even brought himself to draw for the allowance which Sir Ratcliffe insisted on making him; and he would gladly have saved his father from making even this advance, by vague intimations of the bounty of Lord Grandison, had he not feared this conduct might have led to suspicious and disagreeable enquiries. It cannot be denied that his debts occasionally caused him anxiety, but they were not considerable; he quieted his conscience by the belief that, if he were pressed, his grandfather could scarcely refuse to discharge a few hundred pounds for his favourite grandson; and, at all events, he felt that the ultimate resource of selling his commission was still reserved for him. If these vague prospects did not drive away compunction, the qualms of conscience were generally allayed in the evening assembly, in which his vanity was gratified. At length he paid his first visit to England. That was a happy meeting. His kind father, his dear, dear mother, and the faithful Glastonbury, experienced some of the most transporting moments of their existence, when they beheld, with admiring gaze, the hero who returned to them. Their eyes were never satiated with beholding him; they hung upon his accents. Then came the triumphant visit to Grandison; and then Ferdinand returned to Malta, in the full conviction that he was the heir to fifteen thousand a year.

Among many other, there is one characteristic of capitals in which Valetta is not deficient: the facility with which young heirs apparent, presumptive, or expectant, can obtain any accommodation they desire. The terms; never mind the terms, who ever thinks of them? As for Ferdinand Armine, who, as the only son of an old baronet, and the supposed future inheritor of Armine Park, had always been looked upon by tradesmen with a gracious eye, he found that his popularity in this respect was not at all diminished by his visit to England, and its supposed consequences; slight expressions, uttered on his return in the confidence of convivial companionship, were repeated, misrepresented, exaggerated, and circulated in all quarters. We like those whom we love to be fortunate. Everybody rejoices in the good luck of a popular character; and soon it was generally understood that Ferdinand Armine had become next in the entail to thirty thousand a year and a peerage. Moreover, he was not long to wait for his inheritance. The usurers pricked up their ears, and such numerous proffers of accommodation and assistance were made to the fortunate Mr. Armine, that he really found it quite impossible to refuse them, or to reject the loans that were almost forced on his acceptance.

Ferdinand Armine had passed the Rubicon. He was in debt. If youth but knew the fatal misery that they are entailing on themselves the moment they accept a pecuniary credit to which they are not entitled, how they would start in their career! how pale they would turn! how they would tremble, and clasp their hands in agony at the precipice on which they are disporting! Debt is the prolific mother of folly and of crime; it taints the course of life in all its dreams. Hence so many unhappy marriages, so many prostituted pens, and venal politicians! It hath a small beginning, but a giant's growth and strength. When we make the monster we make our master, who haunts us at all hours, and shakes his whip of scorpions for ever in our sight. The slave hath no overseer so severe. Faustus, when he signed the bond with blood, did not secure a doom more terrific. But when we are young we must enjoy ourselves. True; and there are few things more gloomy than the recollection of a youth that has not been enjoyed. What prosperity of manhood, what splendour of old age, can compensate for it? Wealth is power; and in youth, of all seasons of life, we require power, because we can enjoy everything that we can command. What, then, is to be done? I leave the question to the schoolmen, because I am convinced that to moralise with the inexperienced availeth nothing.

The conduct of men depends upon their temperament, not upon a bunch of musty maxims. No one had been educated with more care than Ferdinand Armine; in no heart had stricter precepts of moral conduct ever been instilled. But he was lively and impetuous, with a fiery imagination, violent passions, and a daring soul. Sanguine he was as the day; he could not believe in the night of sorrow, and the impenetrable gloom that attends a career that has failed. The world was all before him; and he dashed at it like a young charger in his first strife, confident that he must rush to victory, and never dreaming of death.

Thus would I attempt to account for the extreme imprudence of his conduct on his return from England. He was confident in his future fortunes; he was excited by the applause of the men, and the admiration of the women; he determined to gratify, even to satiety, his restless vanity; he broke into profuse expenditure; he purchased a yacht; he engaged a villa; his racing-horses and his servants exceeded all other establishments, except the Governor's, in breeding, in splendour, and in number. Occasionally wearied with the monotony of Malta, he obtained a short leave of absence, and passed a few weeks at Naples, Palermo, and Rome, where he glittered in brilliant circles, and whence he returned laden with choice specimens of art and luxury, and followed by the report of strange and flattering adventures. Finally, he was the prime patron of the Maltese opera, and brought over a celebrated Prima Donna from San Carlo in his own vessel.

In the midst of his career, Ferdinand received intelligence of the
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