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slip back into the trough of the sea.

But the boat was admirably managed, and it was seen, as she drew near, that the steering oar was held in the firm grip of Captain Boyns. On it came before the gale with lightning speed towards the harbour mouth; and here a new danger had to be faced, for the entrance was narrow, and the seas were sweeping not into but athwart it, thereby rendering the danger of being dashed against the pier-end very great indeed.

“Missed it!” burst from several mouths as the boat flew round the head of the breakwater and was overwhelmed by a heavy sea which rendered her for one moment unmanageable, but almost as soon as filled she was again emptied through the discharging tubes in her floor.

“No fear of father missing it,” exclaimed young Harry Boyns, with a proud look and flashing eye as he saw the stalwart form of the captain standing firm in the midst of the foam with his breast pressed hard against the steering oar.

“Back your starboard oars! Hold water hard!” shouted several voices.

“She’s round! hurrah!” cried Harry, as the boat almost leaped out of the foam and sprang into the comparatively smooth water at the harbour mouth. The rowers gave vent to a short shout of triumph, and several worn, exhausted seamen in the bottom of the boat were seen to wave their hands feebly. At the same time, Captain Boyns shouted in a deep loud voice—“All saved, thank God!” as they swept towards the land.

Then did there arise from the hundreds of people assembled on and near the pier a ringing cheer, the like of which had never been heard before in Covelly. Again and again it was repeated while the lifeboat shot up on the beach, and was fairly dragged out of the sea, high and dry, by many eager hands that were immediately afterwards extended to assist the saved crew of the brig to land.

“Are all saved, father?” asked Harry Boyns, who was first at the side of the boat.

“Ay, lad, every one. Fifteen all told, includin’ a woman and a little girl. Lend a hand to get the poor things up to our house, Harry,” said the captain, lifting the apparently inanimate form of a young girl over the side as he spoke; “she ain’t dead—only benumbed a little with the cold.”

Many hands were stretched out, but Harry thrust all others aside, and, receiving the light form of the child in his strong arms, bore her off to his father’s cottage, leaving his comrades to attend to the wants of the others.

“Oh Harry!” exclaimed Mrs Boyns, when her son burst into the house, “is your father safe?”

“Ay, safe and well,” he cried. “Look sharp, mother—get hot blankets and things ready, for here’s a little girl almost dead with cold. She has just been rescued from a wreck—saved by the new lifeboat!”

Chapter Two. Describes a merchant and his god, and concludes with “a message from the sea.”

A close-fisted, hard-hearted, narrow-minded, poor-spirited man was John Webster, Esquire, merchant and shipowner, of Ingot Lane, Liverpool. And yet he was not altogether without good points. Indeed, it might be said of him that if he had been reared under more favourable circumstances he might have been an ornament to society and a blessing to his country, for he was intelligent and sociable, and susceptible to some extent of tender influences, when the indulging of amiable feelings did not interfere with his private interests. In youth he had even gone the length of holding some good principles, and was known to have done one or two noble things—but all this had passed away, for as he grew older the hopeful springs were dried up, one by one, by an all-absorbing passion—the love of money—which ultimately made him what he was, a disgrace to the class to which he belonged, and literally (though not, it would seem, in the eye of law) a wholesale murderer!

At first he began by holding, and frequently stating, the opinion that the possession of much money was a most desirable thing; which undoubtedly was—and is, and will be as long as the world lasts—perfectly true, if the possession be accompanied with God’s blessing. But Mr Webster did not even pretend to look at the thing in that light. He scorned to make use of the worldly man’s “Oh, of course, of course,” when that idea was sometimes suggested to him by Christian friends. On the contrary, he boldly and coldly asserted his belief that “God, if there was a God at all, did not interfere in such matters, and that for his part he would be quite satisfied to let anybody else who wanted it have the blessing if he only got the money.” And so it pleased God to give John Webster much money without a blessing.

The immediate result was that he fell in love with it, and, following the natural laws attached to that vehement passion, he hugged it to his bosom, became blind to everything else, and gave himself entirely up to it with a self-denying devotion that robbed him of much of his natural rest, of nearly all his graces, and most of his happiness—leaving him with no hope in this world, save that of increasing his stores of money, and with no hope for the world to come at all.

The abode of Mr Webster’s soul was a dingy little office with dirty little windows, a miserable little fireplace, and filthy little chairs and tables—all which were quite in keeping with the little occupant of the place. The abode of his body was a palatial residence in the suburbs of the city. Although Mr Webster’s soul was little, his body was large—much too large indeed for the jewel which it enshrined, and which was so terribly knocked about inside its large casket that its usual position was awry, and it never managed to become upright by any chance whatever.

To the former abode Mr Webster went, body and soul, one dark November morning. Having seated himself before his desk, he threw himself back in his chair and began to open his letters—gazing with a placid smile, as he did so, at the portrait of his deceased wife’s father—a very wealthy old gentleman—which hung over the fireplace.

We omitted to mention, by the way, that Mr Webster had once been married. This trifling little event of his life occurred when he was about forty-eight years of age, and was a mercantile transaction of an extremely successful kind, inasmuch as it had brought him, after deducting lawyers’ fees, stamps, duties, lost time in courtship, wedding-tour expenses, doctor’s fees, deathbed expenses, etcetera, a clear profit of sixty thousand pounds. To be sure there were also the additional expenses of four years of married life, and the permanent board, lodging, and education of a little daughter; but, all things considered, these were scarcely worth speaking of; and in regard to the daughter—Annie by name—she would in time become a marketable commodity, which might, if judiciously disposed of, turn in a considerable profit, besides being, before she was sold, a useful machine for sewing on buttons, making tea, reading the papers aloud, fetching hats and sticks and slippers, etcetera. There had, however, been a slight drawback—a sort of temporary loss—on this concern at first, for the piece of goods became damaged, owing to her mother’s death having weighed heavily on a sensitive and loving spirit, which found no comfort or sympathy at home, save in the devoted affection of an old nurse named Niven. When Annie reached the age of six years, the doctors ordered change of air, and recommended a voyage to the West Indies. Their advice was followed. Nothing was easier. Mr Webster had many ships on the sea. These were of two classes. The first class consisted of good, new, well found and manned ships, with valuable cargoes on board which were anxiously watched and longed for; the second class comprised those which were old, worn-out, and unseaworthy, and which, being insured beyond their value, might go to the bottom when they pleased.

One of the best of the first class was selected—the Water Lily, A1 on Lloyd’s—and in it Annie, with her nurse, was sent to sea for the benefit of her health. The parting was a somewhat important event in Mr Webster’s life, for it convinced him, to his own surprise, that his power to love a human being was not yet utterly gone! Annie’s arms clasped convulsively round his neck at the moment of parting—her sobbing “Good-bye, darling papa,” had stirred depths which had lain unmoved almost from the days of early manhood. But the memory of this passed away as soon as he turned again to gaze upon the loved countenance of his yellow mistress.

The voyage did Annie much good. The short residence in Demerara, while the vessel was discharging cargo and reloading, wrought wonders, and a letter, forwarded by a ship that sailed a short time after their arrival in “foreign parts,” told Mr Webster that he might expect to see his daughter home again, sound and well, in a month or two at the farthest.

But, to return from this digression to the abode of Mr Webster’s soul:—

Having looked at the portrait of his late wife’s father for a moment and smiled, he glanced at the letter in his hand and frowned. Not because he was displeased, but because the writing was cramped and difficult to read. However, the merchant was accustomed to receive such letters from seafaring men on many subjects of interest; he therefore broke the seal and set himself patiently to decipher it. Immediately his countenance became ghastly pale, then it flushed up and became pale again, while he coughed and gasped once or twice, and started up and sat down abruptly. In fact Mr Webster exhibited all the signs of having received a severe shock, and an eye-witness might have safely concluded that he had just read the news of some great mercantile loss. So it was in one sense—but that was not the ordinary sense.

The letter in question was in the handwriting of a fussy officious “bumble” friend of the wealthy man, who dwelt in the town of Covelly. It ran as follows:

“My dear Sir,—I write in great haste, and in much perturbation, having just heard from my servant of the wreck of your ship, the Water Lily, in Covelly Bay. She does not seem to be quite sure, however, of the name, and says that the only man who has been rescued is scarcely able to speak, so that I do sincerely hope my domestic, who is a stupid old woman, may turn out to be mistaken. I am on the point of hasting down to the shore to ascertain the truth for myself, but am obliged to write to you this brief and unsatisfactory account of what I have heard, in order to save the post, which is just being closed. You shall hear from me again, of course, by the next mail.—I remain, my dear sir, in much anxiety, your most obedient humble servant,

“Joseph Dowler.”

It chanced that at the moment the above letter was handed to the postmaster, and while the wax was being melted before the final sealing of the post-bag, a sailor lad, drenched to the skin and panting vehemently, dashed into the office.

“Stop! stop!” he cried, “a letter—about the wreck—the Water Lily—to the owners—not too late, I hope?”

“No, no, just in time. Here, in with it. There, all right. Now, Jim, off with ’ee.”

The postman jumped on his vehicle, the whip cracked, and in another minute the Royal Mail was gone. Thus it came to pass that two epistles reached Mr Webster that morning from Covelly. But in the extreme agitation of his spirit, he did not observe the other letter which lay among the usual morning mass that still awaited examination. After reading the letter twice, and turning it over with

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