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the particular social occasion of which I am now writing is more than I can undertake to say. I had heard so many other conversations of the same sort at so many other tables that my attention wandered away wearily, and I began to forget all about the dull little dinner-party and the badly-assorted company of guests of whom I formed one. How long I remained in this not over-courteous condition of mental oblivion is more than I can tell; but when my attention was recalled, in due course of time, to the little world around me, I found that the good wine had begun to do its good office.

The stream of talk on either side of the host’s chair was now beginning to flow cheerfully and continuously; the wine-conversation had worn itself out; and one of the elder guests—Mr. Wendell—was occupied in telling the other guest—Mr. Trowbridge—of a small fraud which had lately been committed on him by a clerk in his employment. The first part of the story I missed altogether. The last part, which alone caught my attention, followed the career of the clerk to the dock of the Old Bailey.

“So, as I was telling you,” continued Mr. Wendell, “I made up my mind to prosecute, and I did prosecute. Thoughtless people blamed me for sending the young man to prison, and said I might just as well have forgiven him, seeing that the trifling sum of money I had lost by his breach of trust was barely as much as ten pounds. Of course, personally speaking, I would much rather not have gone into court; but I considered that my duty to society in general, and to my brother merchants in particular, absolutely compelled me to prosecute for the sake of example. I acted on that principle, and I don’t regret that I did so. The circumstances under which the man robbed me were particularly disgraceful. He was a hardened reprobate, sir, if ever there was one yet; and I believe, in my conscience, that he wanted nothing but the opportunity to be as great a villain as Fauntleroy himself.”

At the moment when Mr. Wendell personified his idea of consummate villainy by quoting the example of Fauntleroy, I saw the other middle-aged gentleman—Mr. Trowbridge—color up on a sudden, and begin to fidget in his chair.

“The next time you want to produce an instance of a villain, sir,” said Mr. Trowbridge, “I wish you could contrive to quote some other example than Fauntleroy.”

Mr. Wendell naturally enough looked excessively astonished when he heard these words, which were very firmly and, at the same time, very politely addressed to him.

“May I inquire why you object to my example?” he asked.

“I object to it, sir,” said Mr. Trowbridge, “because it makes me very uncomfortable to hear Fauntleroy called a villain.”

“Good heavens above!” exclaimed Mr. Wendell, utterly bewildered. “Uncomfortable!—you, a mercantile man like myself—you, whose character stands so high everywhere—you uncomfortable when you hear a man who was hanged for forgery called a villain! In the name of wonder, why?”

“Because,” answered Mr. Trowbridge, with perfect composure, “Fauntleroy was a friend of mine.”

“Excuse me, my dear sir,” retorted Mr. Wendell, in as polished a tone of sarcasm as he could command; “but of all the friends whom you have made in the course of your useful and honorable career, I should have thought the friend you have just mentioned would have been the very last to whom you were likely to refer in respectable society, at least by name.”

“Fauntleroy committed an unpardonable crime, and died a disgraceful death,” said Mr. Trowbridge. “But, for all that, Fauntleroy was a friend of mine, and in that character I shall always acknowledge him boldly to my dying day. I have a tenderness for his memory, though he violated a sacred trust, and die d for it on the gallows. Don’t look shocked, Mr. Wendell. I will tell you, and our other friends here, if they will let me, why I feel that tenderness, which looks so strange and so discreditable in your eyes. It is rather a curious anecdote, sir, and has an interest, I think, for all observers of human nature quite apart from its connection with the unhappy man of whom we have been talking. You young gentlemen,” continued Mr. Trowbridge, addressing himself to us juniors, “have heard of Fauntleroy, though he sinned and suffered, and shocked all England long before your time?”

We answered that we had certainly heard of him as one of the famous criminals of his day. We knew that he had been a partner in a great London banking-house; that he had not led a very virtuous life; that he had possessed himself, by forgery, of trust-moneys which he was doubly bound to respect; and that he had been hanged for his offense, in the year eighteen hundred and twenty-four, when the gallows was still set up for other crimes than murder, and when Jack Ketch was in fashion as one of the hard-working reformers of the age.

“Very good,” said Mr. Trowbridge. “You both of you know quite enough of Fauntleroy to be interested in what I am going to tell you. When the bottles have been round the table, I will start with my story.”

The bottles went round—claret for the degenerate youngsters; port for the sterling, steady-headed, middle-aged gentlemen. Mr. Trowbridge sipped his wine—meditated a little—sipped again—and started with the promised anecdote in these terms:

CHAPTER II.

WHAT I am going to tell you, gentlemen, happened when I was a very young man, and when I was just setting up in business on my own account.

My father had been well acquainted for many years with Mr. Fauntleroy, of the famous London banking firm of Marsh, Stracey, Fauntleroy & Graham. Thinking it might be of some future service to me to make my position known to a great man in the commercial world, my father mentioned to his highly-respected friend that I was about to start in business for myself in a very small way, and with very little money. Mr. Fauntleroy received the intimation with a kind appearance of interest, and said that he would have his eye on me. I expected from this that he would wait to see if I could keep on my legs at starting, and that, if he found I succeeded pretty well, he would then help me forward if it lay in his power. As events turned out, he proved to be a far better friend than that, and he soon showed me that I had very much underrated the hearty and generous interest which he had felt in my welfare from the first.

While I was still fighting with the difficulties of setting up my office, and recommending myself to my connection, and so forth, I got a message from Mr. Fauntleroy telling me to call on him, at the banking-house, the first time I was passing that way. As you may easily imagine, I contrived to be passing that way on a particularly early occasion, and, on presenting myself at the bank, I was shown at once into Mr. Fauntleroy’s private room.

He was as pleasant a man to speak to as ever I met with—bright, and gay, and companionable in his manner—with a sort of easy, hearty, jovial bluntness about him that attracted everybody. The clerks all liked him—and that is something to say of a partner in a banking-house, I can tell you!

“Well, young Trowbridge,” says he, giving his papers on the table a brisk push away from him, “so you are going to set up in business for yourself, are you? I have a great regard for your father, and a great wish to see you succeed. Have you started yet? No? Just on the point of beginning, eh? Very good. You will have your difficulties, my friend, and I mean to smooth one of them away for you at the outset. A word of advice for your private ear—Bank with us.”

“You are very kind, sir,” I answered, “and I should ask nothing better than to profit by your suggestion, if I could. But my expenses are heavy at starting, and when they are all paid I am afraid I shall have very little left to put by for the first year. I doubt if I shall be able to muster much more than three hundred pounds of surplus cash in the world after paying what I must pay before I set up my office, and I should be ashamed to trouble your house, sir, to open an account for such a trifle as that.”

“Stuff and nonsense!” says Mr. Fauntleroy. “Are you a banker? What business have you to offer an opinion on the matter? Do as I tell you—leave it to me—bank with us—and draw for what you like. Stop! I haven’t done yet. When you open the account, speak to the head cashier. Perhaps you may find he has got something to tell you. There! there! go away—don’t interrupt me—good-by—God bless you!”

That was his way—ah! poor fellow, that was his way.

I went to the head cashier the next morning when I opened my little modicum of an account. He had received orders to pay my drafts without reference to my balance. My checks, when I had overdrawn, were to be privately shown to Mr. Fauntleroy. Do many young men who start in business find their prosperous superiors ready to help them in that way?

Well, I got on—got on very fairly and steadily, being careful not to venture out of my depth, and not to forget that small beginnings may lead in time to great ends. A prospect of one of those great ends—great, I mean, to such a small trader as I was at that period—showed itself to me when I had been some little time in business. In plain terms, I had a chance of joining in a first-rate transaction, which would give me profit, and position, and everything I wanted, provided I could qualify myself for engaging in it by getting good security beforehand for a very large amount.

In this emergency, I thought of my kind friend, Mr. Fauntleroy, and went to the bank, and saw him once more in his private room.

There he was at the same table, with the same heaps of papers about him, and the same hearty, easy way of speaking his mind to you at once, in the fewest possible words. I explained the business I came upon with some little hesitation and nervousness, for I was afraid he might think I was taking an unfair advantage of his former kindness to me. When I had done, he just nodded his head, snatched up a blank sheet of paper, scribbled a few lines on it in his rapid way, handed the writing to me, and pushed me out of the room by the two shoulders before I could say a single word. I looked at the paper in the outer office. It was my security from the great banking-house for the whole amount, and for more, if more was wanted.

I could not express my gratitude then, and I don’t know that I can describe it now. I can only say that it has outlived the crime, the disgrace, and the awful death on the scaffold. I am grieved to speak of that death at all; but I have no other alternative. The course of my story must now lead me straight on to the later time, and to the terrible discovery which exposed my benefactor and my friend to all England as the forger Fauntleroy.

I must ask you to suppose a lapse of some time after the occurrence of the events that I have just been relating. During this interval, thanks to the kind assistance I had received at the outset, my

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