Short Fiction by O. Henry (librera reader txt) 📕

grow suddenly worse. He looked at the chaparral banker through his double-magnifying glasses in amazement.

“You see,” said Longley, easily explaining the thing away, “Tom heard of 2000 head of two-year-olds down near Rocky Ford on the Rio Grande that could be had for $8 a head. I reckon ’twas one of old Leandro Garcia’s outfits that he had smuggled over, and he wanted to make a quick turn on ’em. Those cattle are worth $15 on the hoof in Kansas City. Tom knew it and I knew it. He had $6,000, and I let him have the $10,000 to make the deal with. His brother Ed took ’em on to market three weeks ago. He ought to be back ’most any day now with the money. When he comes Tom’ll pay that note.”

The bank examiner was shocked. It was, perhaps, his duty to step out to the telegraph office and wire the situation to the Comptroller. But he did not. He talked pointedly and effectively to Longley for three minutes. He succeeded in making the banker understand that he stood upon the border of a catastrophe. And then he offered a tiny loophole of escape.

“I am going to Hilldale’s tonight,” he told Longley, “to examine a bank there. I will pass through Chaparosa on my way back. At twelve o’clock tomorrow I shall call at this bank. If this loan has been cleared out of the way by that time it will not be mentioned in my report. If not⁠—I will have to do my duty.”

With that the examiner bowed and departed.

The President of the First National lounged in his chair half an hour longer, and then he lit a mild cigar, and went over to Tom Merwin’s house. Merwin, a ranchman in brown duck, with a contemplative eye, sat with his feet upon a table, plaiting a rawhide quirt.

“Tom,” said Longley, leaning against the table, “you heard anything from Ed yet?”

“Not yet,” said Merwin, continuing his plaiting. “I guess Ed’ll be along back now in a few days.”

“There was a bank examiner,” said Longley, “nosing around our place today, and he bucked a sight about that note of yours. You know I know it’s all right, but the thing is against the banking laws. I was pretty sure you’d have paid it off before the bank was examined again, but the son-of-a-gun slipped in on us, Tom. Now, I’m short of cash myself just now, or I’d let you have the money to take it up with. I’ve got till twelve o’clock tomorrow, and then I’ve got to show the cash in place of that note or⁠—”

“Or what, Bill?” asked Merwin, as Longley hesitated.

“Well, I suppose it means be jumped on with both of Uncle Sam’s feet.”

“I’ll try to raise the money for you on time,” said Merwin, interested in his plaiting.

“All right, Tom,” concluded Longley, as he turned toward the door; “I knew you would if you could.”

Merwin threw down his whip and went to the only other bank in town, a private one, run by Cooper & Craig.

“Cooper,” he said, to the partner by that name, “I’ve got to have $10,000 today or tomorrow. I’ve got a house and lot there that’s worth about $6,000 and that’s all the actual collateral. But I’ve got a cattle deal on that’s sure to bring me in more than that much profit within a few days.”

Cooper began to cough.

“Now, for God’s sake don’t say no,” said Merwin. “I owe that much money on a call loan. It’s been called, and the man that called it is a man I’ve laid on the same blanket with in cow-camps and ranger-camps for ten years. He can call anything I’ve got. He can call the blood out of my veins and it’ll come. He’s got to have the money. He’s in a devil of a⁠—Well, he needs the money, and I’ve got to get it for him. You know my word’s good, Cooper.”

“No doubt of it,” assented Cooper, urbanely, “but I’ve a partner, you know. I’m not free in making loans. And even if you had the best security in your hands, Merwin, we couldn’t accommodate you in less than a week. We’re just making a shipment of $15,000 to Myer Brothers in Rockdell, to buy cotton with. It goes down on the narrow-gauge tonight. That leaves our cash quite short at present. Sorry we can’t arrange it for you.”

Merwin went back to his little bare office and plaited at his quirt again. About four o’clock in the afternoon he went to the First National Bank and leaned over the railing of Longley’s desk.

“I’ll try to get that money for you tonight⁠—I mean tomorrow, Bill.”

“All right, Tom,” said Longley quietly.

At nine o’clock that night Tom Merwin stepped cautiously out of the small frame house in which he lived. It was near the edge of the little town, and few citizens were in the neighbourhood at that hour. Merwin wore two six-shooters in a belt, and a slouch hat. He moved swiftly down a lonely street, and then followed the sandy road that ran parallel to the narrow-gauge track until he reached the water-rank, two miles below the town. There Tom Merwin stopped, tied a black silk handkerchief about the lower part of his face, and pulled his hat down low.

In ten minutes the night train for Rockdell pulled up at the tank, having come from Chaparosa.

With a gun in each hand Merwin raised himself from behind a clump of chaparral and started for the engine. But before he had taken three steps, two long, strong arms clasped him from behind, and he was lifted from his feet and thrown, face downward upon the grass. There was a heavy knee pressing against his back, and an iron hand grasping each of his wrists. He was held thus, like a child, until the engine had taken water, and until the train had moved, with accelerating speed, out of sight. Then he was released, and rose to