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adventurer to his promise. Indeed, five dollars was considerably more than he had in his possession. When they reached Amity street, for they were now proceeding up Broadway, he sought to shake off the young man, whose company he no longer desired.

β€œThis is our way,” he said. β€œI suppose you are going further. I am very glad to have met you, Mr. Young. I hope you will give our regards to your excellent parents;” and he held out his hand in token of farewell.

β€œAin't you goin' to pay me that money?” said Ephraim, bluntly, becoming alarmed at the prospect of losing the nugget he had counted on with so much confidence.

β€œBless me, I came near forgetting it! I hope you will excuse me,” and to Ephraim's delight he drew out his pocketbook. But the prospect of payment was not so bright as the young man supposed.

β€œI don't think I have a five-dollar bill,” said Mr. Montgomery, after an examination of the pocketbook. β€œMrs. Montgomery, do you happen to have a five with you?”

β€œNo, I haven't,” said the lady, promptly. β€œI spent all my money shopping this morning.”

β€œThat is unfortunate. Our young friend has rendered us such a service I don't like to make him wait for his money.”

Ephraim Young looked rather blank at this suggestion.

β€œLet me see, I have a hundred-dollar bill here,” said Mr. Montgomery. β€œI will go into the next store, and see if I can't get it changed. Mr. Young, will you be kind enough to remain with my wife?”

β€œCertain,” said Ephraim, brightening up.

Mr. Montgomery went into a shop near by, but made no request to have a hundred-dollar bill changed. He was rather afraid that they might comply with his request, which would have subjected him to some embarrassment. He merely inquired if he could use a pen for a moment; request which was readily granted. In less than five minutes he emerged into the street again. Ephraim Young looked toward him eagerly.

β€œI am sorry to say, my young friend,” he remarked, β€œthat I was unable to get my bill changed. I might get it changed at a bank, but the banks are all closed at this hour.”

The countryman looked disturbed.

β€œI am afraid,” continued Mr. Montgomery, β€œI must wait and send you the money in a letter from Hayfield Centre.”

β€œI'd rather have it now,” said Ephraim.

β€œI am sorry to disappoint you,” said the adventurer smoothly; β€œbut after all you will only have a day or two to wait. To make up to you for the delay I have decided to send you ten dollars instead of five. Finding I could not change my bill, I wrote a note for the amount, which I will hand you.”

Ephraim received the paper, which the other handed him, and read as follows:

NEW YORK, Sept 15, 18β€”.

Three days from date I promise to pay Mr. Ephraim Young ten dollars.

JOTHAM BARNES, of Hayfield Centre.

β€œHow will that do?” asked the adventurer. β€œBy waiting three days you double your money.”

β€œYou'll be sure to send it,” said Ephraim, doubtfully.

β€œMy young friend, I hope you do not doubt me,” said the Rev. Mr. Barnes, impressively.

β€œI guess it's all right,” said Ephraim, β€œonly I thought I might like to spend the money in the city.”

β€œMuch better save it up,” said the other. β€œBy and by it may come in useful.”

Ephraim carefully folded up the note, and deposited it in an immense wallet, the gift of his father. He would have preferred the money which it represented: but three days would soon pass, and the ten dollars would be forwarded to him. He took leave of his new acquaintances, Mr. Montgomery shaking his hand with affectionate warmth, and requesting him to give his best respects to his parents. When Ephraim was out of sight he returned to his wife, with a humorous twinkle in his eye, and said:

β€œWasn't that cleverly done, old lady?”

β€œGood enough!” remarked the lady. β€œNow you've got the ring back again, what are you going to do with it?”

β€œThat, my dear, is a subject which requires the maturest consideration. I shall endeavor to convert it as soon as possible into the largest possible sum in greenbacks. Otherwise I am afraid our board bill, and the note I have just given to my rural friend, will remain unpaid.”





CHAPTER XXIV MR. MONTGOMERY'S ARREST

Having shaken off his country acquaintance, of whom he had no further need, Mr. Montgomery started to return to his lodgings. On the whole, he was in good spirits, though he had not effected the sale of the ring. But it was still in his possession, and it had a tangible value.

β€œI am sorry you did not sell the ring,” said Mrs. Montgomery.

β€œSo am I,” said her husband. β€œWe may have to sell it in some other city.”

β€œWe can't leave the city without money.”

β€œThat's true,” returned her husband, rather taken aback by what was undeniably true.

β€œWe must sell the ring, or raise money on it, in New York.”

β€œI don't know but you are right. The trouble is, there are not many places where they will buy so expensive an article. Besides, they will be apt to ask impertinent questions.”

β€œYou might go to a pawnbroker's.”

β€œAnd get fleeced. If I got a quarter of the value from a pawnbroker, I should be lucky.”

β€œWe must do something with it,” said Mrs. Montgomery, decidedly.

β€œRight, my dear. We must get the sinews of war somewhere. Richard will never be himself again till his pocketbook is lined with greenbacks. At present, who steals my purse steals trash.”

β€œSuppose you try Tiffany's?”

β€œThe ring has already been offered there. They might remember it.”

β€œIf they do, say that he is your son.”

β€œA good thought,” answered the husband. β€œI will act upon it. But, on the whole, I'll doff this disguise, and assume my ordinary garments. This time, my dear, I shall not need your assistance.”

β€œWell, the sooner it's done the better. That's all I have to say.”

β€œAs soon as possible.”

Mr. Montgomery returned to his lodgings in

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