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Herbert entered for the first time his uncle's place of business.

β€œIs Mr. Stanton in?” he asked of a clerk.

The clerk, in reply, pointed to the office.

Herbert entered.

His uncle looked up, but although he had seen our hero at a concert at the Academy of Music, he did not recognize him in the new and fashionable suit which Ralph had purchased for him.

β€œMr. Stanton, I suppose?” said Herbert, with quiet self-possession.

β€œYes. Do you wish to speak with me?”

β€œI must introduce myself,” said Herbert. β€œI am Herbert Mason, your nephew.”

β€œIndeed!” said Mr. Stanton, surprised. β€œWhen did you come to the city?”

β€œSome weeks since.”

β€œWhat brought you here?”

β€œI had my living to make. I preferred to make it in the city.”

β€œThe city is crowded. You had better have remained in the country.”

β€œI do not think so,” said Herbert.

β€œYou could have got a place on a farm, and in time perhaps might have bought a little land for yourself.”

Herbert smiled.

β€œI did get a place on a farm,” he said; β€œbut I did not like it.”

β€œWhat are you doing in the city? Have you got a place?”

β€œNot at present.”

β€œSo I supposed,” said his uncle, frowning. β€œI told you the city was overcrowded. You should not have come here. I suppose you relied on me to help you to something. But I have my own family to take care of, and my first duty is to them, as you must be aware.”

β€œI don't think you quite understand my object in calling,” said Herbert, quietly. β€œI have not come for assistance of any kind.”

β€œIndeed!” returned Mr. Stanton, appearing to be puzzled.

β€œYou sent me ten dollars in a letter to Dr. Kent some months since?”

β€œYes. I felt that it was best for you to depend on yourself, and that more would only encourage you to idleness.”

β€œI have come to thank you for the LOAN,” said Herbert, emphasizing the last word, β€œand to return the money.”

β€œWhat!” exclaimed Mr. Stanton, now thoroughly amazed.

Herbert repeated his former words.

β€œBut I don't understand this. You are out of a place; yet you do not need this money.”

β€œNo, I do not need it.”

This was certainly astonishing, and Mr. Stanton gazed at his nephew as if he did not know what to make of it.

β€œWhat are your plans?” he asked. β€œWhat are you going to do?”

β€œI sail for Europe next week,” said Herbert, enjoying his uncle's surprise.

β€œSail for Europe!” ejaculated Mr. Stanton, scarcely believing his ears.

β€œYes, I am to go to school there, and shall probably remain three or four years.”

β€œYou are trifling with me,” said his uncle, irritably. β€œHow can you go to Europe without money?”

Herbert felt that the time had come for an explanation.

β€œA friend,” he said, β€œkindly undertakes to pay all my expenses. I go with him.”

β€œWho is your friend?”

β€œMr. Ralph Pendleton. I believe you know him.”

β€œRalph Pendleton!” repeated Mr. Stanton, in renewed surprise. β€œHow did you become acquainted with him?”

β€œThe farmer with whom I was placed in Ohio ill-treated me. Ralph lived near by, and helped me to run away.”

Mr. Stanton made no comment. Indeed, his surprise was such that he knew not what to say. His friendless and penniless nephew, as he had regarded him, was about to share advantages which he would gladly have obtained for his own son. When, that evening, at home, he told his family of Herbert's good fortune, Tom was filled with bitter envy. If it had been any other boy he would have cared less, but for β€œthat begger Herbert” to go to Europe in charge of a man of wealth was very mortifying to his pride.

Mr. Stanton made a faint protest against receiving the ten dollars tendered by his nephew, but Herbert was determined to repay it. He placed it on the desk and eventually Mr. Stanton placed it in his pocketbook.

After some reflection, finding his nephew very differently situated from what he had supposed, Mr. Stanton, with the concurrence of his wife, whose opinion also had been changed, sent an invitation to Ralph and Herbert to dine with them previous to their sailing for Europe. Herbert, by his new guardian's direction, returned a polite reply, to the effect that they were too busy in making preparations for their departure to accept the invitation. Ralph did not feel like sitting as the guest of a man who had cruelly defrauded him, and had only done him justice when he was actually compelled to do so.

In due time our hero sailed for Europe with Mr. Ralph Pendleton. They divided their time between Paris and Berlin, Herbert studying at both places. With his natural good abilities, he made rapid progress, and at the end of four years was an accomplished scholar, able to speak both French and German with facility. In watching his progress, Ralph Pendleton found a new and fresh interest in life. He recovered from his old, morbid feeling, and became cheerful and happy. On returning to New York, Herbert, who felt that he should enjoy a life of business better than a professional career, entered the counting-room of Mr. Godfrey. At twenty-one, the junior partner retiring, he was received as partner in his place, his guardian, Ralph Pendleton, purchasing an interest for him at a cost of fifty thousand dollars. He developed good business abilities, and bid fair to swell this sum, in time, to a large fortune. There is a prospect that he will, in time, sustain a closer relation to his senior partner, as it is rumored that Julia Godfrey, now a brilliant young belle, prefers her father's young partner to any of the crowd of young men who pay her court.

The other characters in our story demand a few closing words. First, for Mr. Stanton. It might have been the sudden withdrawal of the fifty thousand dollars from his business that embarrassed him. At any rate, from that time nothing prospered with him. He met with loss after loss, until, in a time of financial panic he failed. He saved but a little from the wreck of his fortune, That little started him in a modest business, yielding him, perhaps, one-tenth his former income. The brownstone house was sold. He moved into a shabby house in an obscure street, where Mrs. Stanton spends her time mostly in bewailing the loss of her former

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